Today, many tourists have experience of driving a car, prefer to go abroad for his car. If you can not go abroad on your own car, you can always take it out in the host country. Those who have a great driving experience, it is not necessary to explain the need for such formalities as an international motor insurance card, because without it will not be allowed in other countries. In another country, quite different orders and prices are much higher than in Russia, and travel insurance cost car is much lower than the amount that will have to pay if you experience problems abroad.
Travel Insurance for International Trips
For anyone who goes abroad, it is obligatory to purchase voluntary international motor insurance card. The voluntary nature of this policy is only nominal, that is, in fact, it is binding and without it will not be allowed in any of the EU countries. If you have not purchased an insurance policy from the Russian insurer, on the border will make you buy it already at very different rates.
Voluntary international card auto insurance will cover the costs associated with damage to other parties by the insured person. The legislative framework in different countries may differ significantly from each other, not to mention the rules of the road. To avoid potential problems abroad before you go abroad directly, is acquainted with the road traffic regulations of the countries that are going to visit.
If you decide to rent a car in the country, which is going to visit, it is important to familiarize yourself with the rented car insurance aspects. Typically, companies that lease vehicles automatically give him insurance. To get the most benefit these companies are trying to take the car as much as possible cheap, respectively, offering insurance at the lowest price (respectively, this insurance covers a small number of insurance risks). In this case, it is important to get acquainted with the main companies that offer car rentals, as well as those insurance companies that offer insurance for this type of transport. Various companies offer their own terms, but in any case taking a car rental can be requested along with him the option of insurance, which would cover the maximum number of insurance cases.
Auto Insurance For Those Who Travel Abroad For Their Own Transport
While abroad, there is so the title of the system of international motor vehicle insurance cards, the essence of which is to compensate for the damage inflicted to a resident of the country or a non-resident cars (tourist who is traveling on their own or rented car). Being in possession of such a card, you do not need to buy separate insurance when crossing the borders of different countries, that is, you need not worry about their safety. Today in the world there are several systems of international security, each of which operates in a specific region. A pioneer in this area is the well-known “Green Card”, which became operational in 1949. It distributes such insurance solely on European countries. Soon there were other insurance and today there are the following types of insurance systems: Orange card “,” blue card “,” pink card “,” brown card “,” yellow card “and” White Card “. Each of these cards is valid in certain regions of the world and helps to offset the costs associated with damage to third parties, both material and moral.
As you can see, all of these cards work on the same principle and differ only geographical coverage. Among our countrymen most popular so the title of “Green Card”. Notable is the fact that in different countries can operate multiple cards. On the basis of the territorial position of the two cards can act as dinner border areas.
Insurance system.. Coverage
- Green Card: Austria, Albania, Andorra, Belarus, Belgium, Bulgaria, Bosnia and Herzegovina, Great Britain, Hungary, Germany, Greece, Denmark, Israel, Iran, Ireland, Iceland, Spain, Italy, Cyprus, Latvia, Lithuania, Luxembourg, Macedonia, Malta, Moldova, The Netherlands, Norway, Poland, Portugal, Romania, Russia, Serbia, Slovakia, Slovenia, Tunisia, Turkey, Ukraine, Finland, France, Croatia, Montenegro, Czech Republic, Switzerland, Sweden , Estonia.
- Orange Card: Algeria, Bahrain, Djibouti, Egypt, Iraq, Jordan, Kuwait, Lebanon, Libya, Mauritania, Morocco, Oman, Qatar, Comoros, Palestine, Saudi Arabia, Somalia, Sudan, Syria, Tunisia, United Arab Emirates and Yemen.
- The Blue Card: Brunei, Cambodia, Laos, Malaysia, Myanmar, Indonesia, Philippines, Thailand, Vietnam
- The Pink Card: Cameroon, Central African Republic, Chad, Congo, Gabon, Equatorial Guinea
- Brown Card: Benin, Burkina Faso, Gambia, Ghana, Guinea, Guinea-Bissau, Cape Verde, Côte d’Ivoire, Liberia, Mali, Nigeria, Senegal, Sierra Leone, Togo
- Yellow Card: Burundi, Congo, Kenya, Ethiopia, Malawi, Rwanda, Tanzania, Uganda, Zambia, Zimbabwe, Comoros, Djibouti, Egypt, Libya, Madagascar, Mauritius, Seychelles, Sudan, Swaziland
- White Card: Afghanistan, Azerbaijan, Iran, Kazakhstan, Kyrgyzstan, Pakistan, Tajikistan, Turkmenistan, Uzbekistan
Insurance Leased Cars
Often, tourists prefer to visit as many as possible sites for a short time, and therefore, a journey on your own car. Yes, this option is well suited if the planned trip does not involve water crossing continents. On their own insured car it is very convenient to travel around Europe, and what to do if you have to travel, for example, in America? In this case it is best to use the leased cars. In America, the prices are very high at all, let alone on the costs associated with the repair of car and so on. To protect themselves from unplanned waste, should include the cost of insurance before traveling by car to embezzlement list and think about purchasing a policy. Insurance is automatically included with the cost of renting any car, so you have to be very careful when choosing a car, and going with him to complete the policy. Auto insurance can not boast a long list of included insurance risks, so before you sign the documents, review the terms of insurance very carefully and check it you are interested in insurance risks. You have to be very careful, because insurers are offering very cheap insurance, but also enabled the franchise. If you have problems, such insurance is not much help out and most of the embezzlement will be borne by the insured person himself. Contact our experts, you can buy an international policy avtostrahovaniyaonlayn at the best prices, without overpaying.
So, Before You Buy Insurance You Need
Check on any list of risks covered by the Agreement. No need to rely on the fact that an insurance agent will think for you and select the maximum insurance option and all these nuances you need to think about yourself and include the selected option of insurance, insurance risks are interested in.
Get acquainted about whether the selected option of insurance franchise and what its size.
Once you know how much insurance of leased vehicles, and acquired an option it is important to read the terms and conditions upon the occurrence of which is 100% work.
Insurance Works If:
During an accident behind the wheel of car was the person who entered into the insurance contract as the driver, otherwise the policy is not valid.
Use the vehicle should be in well-defined geographical limits.
To use the car exclusively on asphalt pavement (in the US all received damage to cars on the road is not paved, as exemplified in the sand, are not recognized by the insurance risk and are not compensated).
From all the above we can conclude that the international car insurance card is not only obligatory for visits to other countries, but also the help that can be applied during the occurrence of the insured event. This is the formality, which will help minimize waste if happened trouble abroad as on their own and rented cars while traveling abroad. When buying insurance for cars today, you can easily melts on vacation and once again not to worry about their safety.